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Study Abroad Programs 2015

Many students find it necessary to secure funding in order to pay for a study abroad program.  The majority of New England Law students attending a summer program will choose to study abroad during the summer term, but the information below can also apply to students studying abroad during the academic year or visiting out at another school at any time.  Below is an outline of the application and processing procedures in order to obtain a loan:

1.     Eligible Loan Programs: Graduate PLUS loans are available for summer study abroad programs.   A Stafford Loan may be a possibility only if not fully utilized during the academic year. 
 
2.     Registration Status: For the Galway program, students will be provided with information regarding the official budget and loan application procedure once your second deposit is received by the law school.
 
For all other summer study abroad programs, all current 1Ls attending any summer program (other than Galway) and 2Ls or higher attending a non-Consortium summer program must request approval from Katherine Kwolek in the Office of the Registrar to attend and to have credits transferred to New England Law. Upon approval, please email our office a copy of your acceptance to the summer program from the host school. The acceptance information you forward to us should include the name of the host school, country of summer program, contact name, address and phone number, and number of credit hours. 
 
Upon receipt of this information, a Consortium Agreement will be sent by the Office of Financial Aid to the school hosting the student=s summer program. A Consortium Agreement is essentially an understanding between the two schools with respect to financial aid, confirming your enrollment and the official summer program budget. We do not accept any copy of a program budget that does not come directly from the host school on a Consortium Agreement.
 
The Consortium Agreement will also provide the costs for the program. The total cost of the program indicated on the Consortium Agreement is the maximum amount of loan a student can borrow. Students must be registered for at least 3 credits in order to apply for a Grad PLUS loan; less than 3 credits in summer is considered less than half-time enrollment and your only loan option will be a private loan.
 
3.     Loan Request and Disbursement Process: Students attending the Galway program will be notified by the Office of Financial Aid via email of when to begin the loan process. For all other programs, once a completed Consortium Agreement has been returned to the Office of Financial Aid, the student will be contacted via email regarding their budget and the process to initiate the loan request.
 
Disbursement of Federal Stafford/Grad PLUS loans will be 10 days before the start of your specific summer program. Students should keep in mind that some programs may have earlier payment deadlines, which they will be responsible for. In addition, Grad PLUS loans are credit based, so approval is not guaranteed. The Grad PLUS Loan has a 4.292% loan origination fee applied at disbursement. If you will not be in the Boston area at the time of disbursement, please make arrangements with the Office of Student Accounts to have the check mailed to you or released to someone who can deposit it for you.
 
Please note: the student is responsible for making any necessary payments to the host school of their program. If you are attending the Galway Program and borrowing federal loans to cover your expenses, payment to New England Law will be automatic; if you are attending any other study-abroad program, New England Law does NOT make tuition payments to your host school for you.
 
4.     Miscellaneous: Since a separate summer budget is used for the student=s summer loan it has no bearing on their eligibility for aid in the following year. The summer budget includes funding for housing abroad; it cannot include funding for upkeep of a local Boston area apartment while you are studying abroad.

Galway Summer Program

June 14 – July 24, 2015

Estimated Expense Budget

 
Tuition and Fees / Room $5,500
Board $1,800
Airfare / Transportation $1,650
Books/Supplies $400
Misc. Expenses $1,225
Total  $10,575
For students utilizing Grad PLUS Loan
$11,049